http://hurlbuthomes.com/blog/ en-us Nucleus CMS v3.24 © Weblog http://backend.userland.com/rss http://hurlbuthomes.com/blog//nucleus/nucleus2.gif http://hurlbuthomes.com/blog/ http://hurlbuthomes.com/blog/index.php?itemid=98 http://www.co.pierce.wa.us/pc/abtus/ourorg/sheriff/abandonedvehicles.htm for instructions on how to report them. You can report vehicles in the right of way (parked on the street) and there's even a place to call to report abandoned vehicles on private property.

In many instances your neighborhood HOA (Homeowner's Association) cannot do anything about cars parked on the street, only on the sidewalk. So your only option is to report it to the county. Use some discretion however, you can't really call in a car that moves every week, but if you've got one that's been there for say two years with moss growing under it, call away.

Check it out!]]> General http://hurlbuthomes.com/blog/index.php?itemid=98 Mon, 15 Feb 2010 17:52:02 -0500 http://hurlbuthomes.com/blog/index.php?itemid=97
Here's the link to the site:
http://www.co.pierce.wa.us/pc/abtus/ourorg/at/at.htm

And yes! Just as I suspected, my property value went down and my taxes went UP! OK, only 9 dollars, but still. . . .]]> General http://hurlbuthomes.com/blog/index.php?itemid=97 Sat, 13 Feb 2010 17:14:27 -0500 http://hurlbuthomes.com/blog/index.php?itemid=96 NOTE: The following article is courtesy of RISmedia. However, I'm going to make some of my own comments on it as well, so see those in RED and feel free to contact me with any questions.

RISMEDIA, December 21, 2009—It’s easy pickings out there for many potential homebuyers. Housing prices are at their lowest in more than a decade, inventories are high, analysts are predicting a new wave of foreclosures and the government is offering two substantial tax credits for which many homebuyers qualify. Remember, "Easy" is a subjective term. Many of the homebuyers I've helped this year have found themselves in multiple offer situations and a lack of foreclosed inventory in their price range.

But bargain buyers beware, warns Vince Mastronardi, whose property preservation business has been busy preparing foreclosed homes for sale.
“Buyers need to educate themselves about the potential pitfalls of purchasing distressed property,” says Mastronardi, president of On-Site Specialty Cleaning & Restoration. “It’s not so much what damage occurred, but the source of that damage and how long before the problem was addressed.” Also note, the tips and advice are coming from a person that's hired to fix this stuff.

These 10 signs may indicate that trouble is around the corner.

1. Unheated house in winter months. If the home has been properly winterized, there’s no need for heat. But if the home has not been properly winterized, pipes will burst and cause water damage. Most of the homes in our area are Winterized starting in October, but it DOES make inspecting the house difficult and sometimes an added expense for the potential buyer. Be ready to pay a de-winterization fee and a re-winterization fee IN ADDITION to your normal home inspection.

2. Missing sinks, toilets and other fixtures. Make sure they’ve been properly removed and not ripped from walls and floors. It is fairly common for people to be LESS than careful when taking everything, INCLUDING the kitchen sink.

3. Peeling, bubbling, and discolored paint; swelling in walls or ceilings (especially around kitchens and bathrooms) or a musty odor all indicate water damage and, potentially, the presence of moisture and mold.

4. Fungus growth inside cabinets, behind drawers and built-ins. Fungus could mean that there has been water damage. Since water falls down, look for the source above the mold.

5. Blocked drains or pipes will cause future problems and may have already created sewage backups.

6. Black cobwebs, greasy gray residue on walls and/or a strong oily odor. This could point to potential soot damage or a malfunctioning furnace. Always look at the cold air return in the home to see how dirty it is to give you a GOOD idea of how well the furnace has been maintained.

7. An older home with extensive renovations. Check with the city for pulled permits in order to get remolding details. If asbestos is present and has been disturbed, be sure it’s been remediated by a certified specialist. You'll need extra time built into your offer to check these things and it's not always easy to get that additional time from the bank selling the home.

8. Excessive painting of every nook, cranny, door and floor may mean that the seller is covering up mold. I haven't found too many foreclosed homes with excessive painting. Usually they're sold as-is, BUT good advice in ANY home none the less.

9. Discolored subflooring. From the basement, check the subflooring above for stains and small holes, both caused by mold.

10. Air Quality. The air quality within a home tells a lot about the home’s condition. Be sure to include air and surface testing in your home inspection. It’s a few hundred dollars well spent. I need to investigate with the inspection company that I normally use to see if this test is even available through them, or where they'd recommend having it done. I've never even heard of this being done.

“Time and technique are the most important factors of effective clean-up and preventing future problems like mold or contamination,” Mastronardi explains. “Ideally, professional cleanup begins within a few days of the damage; technicians are trained, certified or licensed; and equipment is specialized and up to date.”

Ask the seller to explain how the damage was fixed. Plus, check out the company that performed the repairs to ensure it has industry-recommended certification. If needed, follow-up with the seller or repairing company for specific repair details. This will be REALLY difficult to get from a bank owned home. Often they've taken over the home and haven't even done a personal inspection themselves. The inspections have all been done by real estate agents and inspectors. So odds are likely that if they've done work, it wasn't ordered by them, but the agent listing the home and any records may be hard to come by.

Read more: http://rismedia.com/2009-12-20/10-trouble-spots-to-consider-when-purchasing-a-foreclosed-home/#ixzz0aLLjzydo
]]> General http://hurlbuthomes.com/blog/index.php?itemid=96 Mon, 21 Dec 2009 12:34:03 -0500 http://hurlbuthomes.com/blog/index.php?itemid=95
The 15-year FRM this week averaged 4.38 percent with an average 0.6 point, up from last week when it averaged 4.32 percent. A year ago at this time, the 15-year FRM averaged 4.92 percent.
The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 4.37 percent this week, with an average 0.6 point, up from last week when it averaged 4.26 percent. A year ago, the 5-year ARM averaged 5.60 percent.

The 1-year Treasury-indexed ARM averaged 4.34 percent this week with an average 0.5 point, up from last week when it averaged 4.24 percent. At this time last year, the 1-year ARM averaged 4.94 percent.

Courtesy of the Washington Association of Realtors]]> General http://hurlbuthomes.com/blog/index.php?itemid=95 Sat, 19 Dec 2009 01:10:35 -0500 http://hurlbuthomes.com/blog/index.php?itemid=92 http://wahomeowners.com/, then call me to set an appointment to view homes. If you want to get pre-approved for a mortgage, call my lender, Gina Miller at Community One Financial. She'll be happy to assist you too! She can be reached at (253) 370-0897. As always, you can reach me at (253) 222-2626 or Toll Free 1-866-411-5646.



Video Courtesy of the Washington Association of Realtors.]]> General http://hurlbuthomes.com/blog/index.php?itemid=92 Thu, 8 Oct 2009 12:59:17 -0400 http://hurlbuthomes.com/blog/index.php?itemid=91 Sorry for those of you that subscribe to both my professional and personal blogs, this was so good, I wanted to post it in both places.

I love sharing stories like this . . . A week or so ago, I was given a lead through John L. Scott's eBusiness team. I'm a certified eBusiness associate and as folks search for homes on johnlscott.com, if they happen across a home that is NOT listed by JLS (the horror!) and they want more information about it, they fill out a little form on the site or call the number. Once they make contact with the eBusiness corporate team and they say "Yes, I'd like to speak to a Realtor" they're referred to someone like me.

So I spoke with this gentleman last Friday. He was pre-approved to $193,000 but in our conversation, he mentioned he was only comfortable to about $120,000 - $130,000. I said "No problem, we can work with that!" So on Sunday, we met at a home listed for $89,900. I could tell just by walking up to it that it would be very tough, if not impossilbe to finance. As I was pointing out the various deficiencies in the home, I mentioned that it may qualify for a rehab loan, but the maximum amount money available would be sucked up almost immediately in the repairs that needed to be done.

On Monday we spoke again and I asked him for his pre-approval letter. The letter stated that in fact he was approved to $193,000 FHA loan with a 3.5% down payment, but down towards the bottom the lender was asking for 6% in closing costs as a concession from the Seller. (Anytime I see this, it's a red flag to me . . . it tells me the lender is probably making a BUNCH of money at the buyer's expense) I told him I do a first time home buyers seminar and that I think he and his wife would really benefit from it to gain an overview of the process. I thought it would be helpful before we headed out and looked at anymore homes. He could understand why some homes were harder to get financing for than others. He thought it was a great idea and we set up an appointment for later in the week. I also asked "Do you mind if I bring my lender along? She does a terrific job of working with 1st time home buyers and explaining the financing piece." He said "Sure!" I also asked him to bring his Good Faith Estimate (GFE) with him so he could see how my lender's loan compared to his.

We all met Wednesday evening, my client had not received a GFE from the other lender (another red flag) but we sat down and my lender started her discussion of the process. About the first question she asked him was "Are you current or former military?" and he replied "No, I only served for about 3 years between 84 and 87." She and I looked at each other and I asked "Were you hororably or generally discharged?" and he said "Yes, honorably" My lender said "You can go VA!" She then went on to explain why the VA loan is quite a bit better than an FHA loan and how it could save him quite a bit of money monthly by not having to pay Private Mortgage Insurance (PMI). As we went through, she asked what payment he was comfortable with. He said "Oh, only about $1,200 - $1,250 per month" so she started running figures. She said "That gets you about $180,000 - $190-000" You could see his eyes actually light up. I said "(client's name) When we go look at a $180,000 home, you're going to see a whole new world opening up to you".

We finished our meeting that night and I went home and updated his search on the MLS. I sent him a number of listings. The next morning I got this "John, Listing # XXXXXXXX would be my dream home. All depends on the monthly payment. If we get approved for this price it would be great. Can we see the home?" Well the price was $184,000 and as his Debt to income ratio at the $180,000 purchase price was 31%, I knew it was a possibility, but checked with my lender just to be sure. Turns out the builder (This was a BRAND NEW HOME) was also offering an $8,100 buyer bonus on top of everything. So we went and looked at it Thursday night. I had a good feeling they'd like it (especially compared to the $90,000 one we looked at on Sunday) and had the contract written. I used the $8,100 to get them a refrigerator, washer and dryer AND get $6,000 of their closing costs paid. We got mutual acceptance on the contract yesterday and they move in at the end of May. His payments with ZERO money out of pocket are going to be $1,244 WITH Taxes and Insurance included.

So here's a guy that a few weeks ago wasn't sure he could buy a home. To thinking he could afford about $120,000 maximum (I'd REALLY like to know what that lender was charging him as a rate, etc.) to BUYING a $184,000 home and BEING COMFORTABLE doing it! I have THE best job in the world! No question.]]> General http://hurlbuthomes.com/blog/index.php?itemid=91 Sat, 2 May 2009 14:57:19 -0400 http://hurlbuthomes.com/blog/index.php?itemid=90 Multiple Listing Service LogoNo, this post is not about Major League Soccer. Although likely in the United States not many people know what that is either! No, today I want to talk about the Multiple Listing Service, the MLS. What is it? Why is it important?

In general, most agents are members of their local MLS. There is not one BIG MLS that covers the entire country, rather there are local regional MLS's. I suppose it would even be possible to have more than one MLS in the same city. As I understand it, in the Puget sound, prior to the evolution of the Northwest Multiple Listing Service (NWMLS) there were a number of smaller metro MLS's. In our MLS, the NWMLS, basically covers most of western washington and even parts of Eastern Washington although there are other MLS's in Eastern Washington as well.

The MLS is a repository, a database of homes. As agents, when we take a listing for a home, the first thing we do in general is input that listing into the MLS. Once that listing is input into the MLS, it advertises it to other members of the MLS as available. If they have searches set up for their buyers, then your home pops into that search if it matches the criteria and that agent will forward your home to their client.

In addition, once the home is listed in the MLS, every company (John L. Scott, Windermere, Keller Williams, etc.) that is a member of the MLS has the ability to "suck down" the information from the MLS and re-post it on their web site. This is why as a buyer, if you search for homes on http://johnlscott.com/ or Windermere, or Keller Williamas, etc. you'll likely see the same homes over and over again. So when looking for a home, pick the site (Ahem, John L. Scott) that works best for you and stick with it. It'll save you time and duplication of effort.

As an added benefit, as agents, when we represent you the buyer, we can show you ANY home that's listed in the MLS. So you don't have to use a Keller Williams agent to show you a Keller Williams listing. You can use any agent (Ahem, ME!) to show you any listing you see. AND even if you want to see a For Sale By Owner listing, we can make provisions for that as well. As a buyer's agent, our services to you are 100% free.

So search away, get yourself represented by a buyers agent and get into that new home!]]> General http://hurlbuthomes.com/blog/index.php?itemid=90 Tue, 28 Apr 2009 03:00:00 -0400 http://hurlbuthomes.com/blog/index.php?itemid=89 Short Sale SignThis is the second of a two part series. This series will discuss the ins and outs of short sales. This second part will focus on short sales from a buyers perspective, the first part detailed them from a sellers perspective. Please note, these articles are inteded for informational purposes only and should not be construed as advice for your individual situation. If you're considering a short sale, foreclosure and/or bankruptcy you should seek the legal counsel of a real estate attorney to advise you on your individual situation.

In my last post, I talked about some of the pitfalls of dealing with a short sale as a Seller. Today, I'm going to talk about short sales from a buyer's perspective. I'm going to be a bit repetetive, so bear with me for a second.

Let's start off by defining what a short sale IS. A short sale by the most basic definition is when: The net proceeds from the sale of a home are not enough to satisfy the underlying liens (mortgages) on the property AND the seller does not have the means to pay the difference between the net and the amount owed. Take this example, a home is listed for sale for $200,000. They receive a full price offer and after selling expenses NET $182,000. The seller only has one mortgage but the mortgage on the property is $190,000. There is a difference between the net proceeds and the mortgage amount of $8,000. Is this a short sale? ONLY if the seller cannot bring the difference ($8,000) to the closing table. If the seller does not have the money to bring to closing to close the sale, they yes, we are in a short sale situation. Clear? As Mud?

As a buyer, your agent will show you many homes. Some you'll like, some you'll hate and some you'll LOVE! The ones you love typically have all or most of the things you're looking for. Number of bedrooms and bathrooms. Large enough, correct yard size, fixtures, location, location, location. Unfortunately, we're often attracted to homes we can't afford. But a phenomenon has taken place of late in that the homes we really love have started to become affordable! But there's a catch. Many of these homes are affordable because the seller is selling them "short". The price on the sticker is not necessarily the price you'll pay. WHAT?! Isn't that illegal? I thought if they advertised it at a certain price, they had to sell it for that price?! In a normal sales situation, assuming the seller has equity in their home, if they advertise it at a certain price and terms and a ready, willing and able buyer offers that price and terms, then yes, they have to sell it for that. But in a short sale situation, there is a little clause in the listing agreement that says "All terms subject to underlying lien holder's approval". Those Dirty Good For Nothin' Rotten Scoundrels! You knew there would be a catch didnt' you?

You see, in many cases with all the competing inventory out there, a short sale seller has to price the home well below market value to even attract a buyer. Because of all the pitfalls that are associated with short sales, many buyers and even a number of agents are scared to jump in worried they're not going to get the home. At the very least, a short sale home will add one month to the process (the quickest I've ever seen a bank give approval was 3 weeks) and it could add 6 months to the process. Many buyers are not willing to wait that long. In 6 months, there are too many unknowns. Will the housing market decline further? Will prices start to rise? If prices start to rise and I don't get this home, will I be able to even afford a home? If prices decline further, am I overpaying for the home? What will my interest rate be in 6 months? Will that interest rate be high enough that I don't even qualify for this home any more?

Q: So why would a buyer want to pursue a short sale?
A: If this happens to be the perfect home at the perfect price, then the buyer can get a VERY good deal on a home that they maybe couldn't afford to purchase otherwise.

Q: Will my offer even be approved and if not, then what?A: There is no guarantee your offer to the bank will be approved. And if it's not, then you're back to looking for homes again.

Q: Can anything else happen while my offer is in?
A: Believe it or not, you can put an offer on a home and the bank can still foreclose on the home before they even review your offer. Amazingly, the short sale department and the foreclosure department often don't talk with one another. So while the SS department can be negotiating a short sale and be close to approving it, the foreclosure department can go ahead and foreclose. Now the buyer is out of a home and the seller is too.

Q: So it sounds like Short Sales are all negative, what's the benefit?
A: For a buyer, the benefit can be huge. If the short sale ends up getting approved, the buyer may acquire title to a home for 10's if not 100's of thousands less than what that home would appraise for. For a seller, they may be relieved of all or a portion of their mortgage debt, creating a huge relief for them.

When you go out to look at homes, consider these questions:

• How soon do I need to be in my new home?
• Do I want to focus on price alone, or do I want the home of my dreams?
• Am I patient enough to wait up to 6 months to get an answer? And am I OK if that answer is "no"?

Discuss all these questions with your Realtor. Be very specific with them as to whether or not you want to pursue short sales. They can be a great deal if you get them approved, but they can be a big headache in the mean time. Talk with your Realtor to determine the best course of action in your specific situation. And if you're looking for a GREAT Realtor, give me a call. I'm happy to help anytime.]]> General http://hurlbuthomes.com/blog/index.php?itemid=89 Mon, 27 Apr 2009 03:00:00 -0400 http://hurlbuthomes.com/blog/index.php?itemid=88 Short Sale SignThis is the first of a two part series. This series will discuss the ins and outs of short sales. This first part will focus on short sales from a sellers perspective, the second and final part will detail short sales from a buyers perspective. Please note, these articles are inteded for informational purposes only and should not be construed as advice for your individual situation. If you're considering a short sale, foreclosure and/or bankruptcy you should seek the legal counsel of a real estate attorney to advise you on your individual situation.

Let's start off by defining what a short sale IS. A short sale by the most basic definition is when: The net proceeds from the sale of a home are not enough to satisfy the underlying liens (mortgages) on the property AND the seller does not have the means to pay the difference between the net and the amount owed. Take this example, a home is listed for sale for $200,000. They receive a full price offer and after selling expenses NET $182,000. The seller only has one mortgage but the mortgage on the property is $190,000. There is a difference between the net proceeds and the mortgage amount of $8,000. Is this a short sale? ONLY if the seller cannot bring the difference ($8,000) to the closing table. If the seller does not have the money to bring to closing to close the sale, they yes, we are in a short sale situation. Clear? As Mud?

Q: Why would someone sell their home "short"?
A: A number of reasons would cause someone to sell a home "short". The easiest way to explain this is that SOMETHING has changed in their lives that forces the sale of their home and they don't have enough equity in the home to profit after selling expenses. Loss of income, job transfer, mortgage payments increased beyond their affordability, etc.


Q: I'm a seller and I'm thinking of doing a short sale, what should I know?
A: As a seller, there are a number of things to take into consideration before proceeding with a short sale.

• This will not be an easy process. In a normal home sale situation, after we attract a buyer, we can usually count on that sale being completed within 30 - 60 days on average. In a short sale situation, they can drag on as long as 180 days before the bank makes a decision.
• Before obtaining an approval for a short sale, the bank will want a detailed accounting of your life, at a minimum, they will want your last two years tax returns, two months of pay stubs and two months of bank statments. The same doucments you used to get into your mortgage will be needed to get you out. In addition, they may also want a detailed report from you on the condition of your home and a hardship letter from you detailing why you need to proceed with a short sale.
• Be prepared to be late on your mortgage. Unfortunately, many of the banks we deal with won't even entertain the idea of a short sale until you've been at least one month late on your payments.
• Be ready for a "no" answer. Not all short sales are approved.
• Work with someone that is experienced in the short sale process and can advise you on the ins and outs. As Real Estate agents, many of us have "gotten our feet wet" with short sales, but until you've been through the process a half dozen times or more, you really don't understand what's going on.

The Short Sale Process in a nutshell

1. Meet with a real estate agent to determine the current market value of your home. Be prepared to be very open about your current financial situation with this person. We'll want to know what liens there are on the home, first, second, third, twelfth mortgages. Outline any deficiencies of the home with the agent, leaky roof, water in the crawl space, etc.
2. Your listing agent will then come up with a value for your home that will likely be below current market value for the home. The reason is this, if buyers have a choice of two homes, both at market value, but one is a short sale, if everything else is equal, they'll take the non-short sale home everytime.
3. Your listing agent will ask you to gather up all your financial documents and at the time of the listing agreement will also have you sign a letter to your mortgage company(s) authorizing them, or their negotiator to discuss your mortage(s) with the lender
4. Your home will be marketed just like any other home, with the one exception that the listing will disclose to agents that the home IS a short sale. Keep in mind that many agents are afraid of short sales and will attempt to avoid showing your home, so your traffic will be down compared to a traditional listing
5. An offer is received. Now because the seller won't get any money at closing for selling their home short (In fact it will be a requirement of their lender(s) that they not receive any money) the seller will likely be asked to sign any offer that comes in, regardless of terms, within reason. Try not to be offended at any offer that comes in. The buyer is looking for a screaming deal and they know at this point they're really dealing with the bank and not you. So as hard as it will be, try to take the emotion out of any offer that is received.
6. There should be a clause in the offer that details whether or not the seller may accept other offers, whether or not the buyer can walk at any time prior to lender approval without penalty and that all timelines (inspection, financing) begin only when the lender has agreed to the terms of the offer.
7. The signed offer is presented to the bank along with all financial documents, hardship letter and property condition report from the seller. This is often referred to as the "Short Sale Package".
8. After the lender has confirmed they have received the pacakge, they will order a BPO or Broker's Price Opinion. Basically another real estate agent visits the property on behalf of the lender to determine it's market value.
9. Once the lender has reviewed the BPO, they will assign the file to a negotiator. The negotiators job is to review the file in it's entirety and make a decision as to whether or not this short sale should be approved. This phase typically takes at least 30 days. If the home has multiple mortgages, each lender will have their own BPO and their own negotiator.
10. Either your real estate agent, or if they've hired a professional short sale negotiation team, that team will be in contact with each of the lenders to determine progress on the file.
11. At some point numbers should start flying back and forth. With multiple lenders and multiple mortgages, there is a lot of haggling going on between your agent (or their negotiator) and each of the mortgage holders negotiation teams. The first mortgage holder may offer a small amount of money to the second mortgage holder in exchange for them releasing the lien on the property.
12. Finally at some point (up to 6 months, OR MORE) some answer will come back. Either the short sale will be approved with certain conditions or it will be denied. Assuming all parties agree on the conditions of the short sale, you can proceed to closing and your home should close within 30 - 45 days after receiving short sale approval.

Q: What are my options if it's denied?
A: Again, you have a few choices. You can choose to not sell the property. You can let the lender foreclose on the property. Or you can try to attract another buyer. In some cases it may be possible to rent your home for close to what your mortgage payments are.

Q: What are the potential ramifications if it's approved?
A: This will NOT be a comprehensive answer, and you should seek the advice of a real estate attorney to determine the ramifications in your specific situation, but in my experience, here's what I've seen happen:

• You can be relieved of all debt on the property and have no additional liability
• You can be relieved of all of the debt, but potentially have a tax liability for the amount that the bank wrote off as a loss
• You may be relieved of a portion of the debt and asked to carry all or part of the remainder as an unsecured debt

This is a very long blog post, and I'm going to stop it right here. This is by far not a comprehensive description of a short sale, but it is a VERY good overview (IMHO). If you'd like to discuss selling your home short and want someone that is experienced in the process, give me a call. I'm happy to give you any help I can.
]]> General http://hurlbuthomes.com/blog/index.php?itemid=88 Sat, 25 Apr 2009 15:14:08 -0400 http://hurlbuthomes.com/blog/index.php?itemid=87
The NAR looks at months of inventory to determine if we have a buyers market, a sellers market, or a balanced market. The barometer is 6 months worth of inventory. At 6 months worth, we have a balanced market, less than 6 months it's a Sellers market and more than 6 months, it's a buyers market.

Months of inventory is calculated by dividing the number of homes that sell in any given month into the total number of homes available. For example, in March of 2009, in Pierce County, 975 homes went pending and there were a total of 5,588 homes that were active, so based on pending sales, there is currently 5.73 months of inventory. Compare this to last year where at times we had upwards of 14 months of inventory, you can see we're in a much better position.

So, wihtout further delay, here are your March 2009 MLS statistics for Pierce, King and Thurston counties:

	Total Active Residential Listings		Average Time On Market		Average Sales Price
County	03/09	03/08	03/09	03/08	03/09	03/08
Pierce	5,588	7,014	95	95	$252,295	$298,222
King	9,588	10,592	84	80	$421,315	$539,732
Thurston	1,551	1,980	106	96	$262,636	$287,825
	Total Closed		Total Closed YTD
County	03/09	03/08	03/09	03/08	% Change 12 Mo
Pierce	577	730	11,525	8,717	-16%
King	2,358	1,697	21,548	19,266	-22%
Thurston	415	330	3,679	3,142	-9%
Data Courtesy of the Northwest Multiple Listing Service (NWMLS)

]]> General http://hurlbuthomes.com/blog/index.php?itemid=87 Fri, 24 Apr 2009 17:54:30 -0400