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This is the archive for October 2010

Friday, October 22, 2010

Just another heads up to keep your wits about you when leasing your own property to someone. This comes from the MLS:

NWMLS has received information from multiple brokers about a potential lease purchase scam. The scam artists have contacted property owners and brokers in an effort to view and lease high end property. After a lease purchase agreement has been executed, the scammers ask that you hold their first and last month deposit until after they move in. After the scammers move into the property, their rent check bounces, and the seller is forced to go through the eviction process to remove the scammers from the property. The eviction process is time consuming and expensive. Please be cautious when dealing with similar situations and be wary of suspicious people.

Monday, October 18, 2010

Interesting proposal put out by Congressman Dennis Cardoza from California. Basically it would allow all homeowners that have a Fannie or Freddie backed mortgage to refinance at today's rates without any documentation, whether they are current or not. Think about this, no paystubs, no appraisal, no income or asset verification, just a streamline refinance of your current mortgage to today's VERY low interest rates. It's an interesting take on one way to stem the current flood of foreclosures across the nation. The idea is to keep people in their homes. Read the full disclosure on Congressman Cardoza's site here:
Then head on over to Think Big Work Small for Frank and Brian's thoughts on the whole thing:
Then leave me a comment and let me know what YOU think.

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